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| Image: IG |
A Nigerian man has shared his disappointment after checking an investment he made in Fidelity Bank shares nearly two decades ago, only to discover that the money had generated just N5,332 in returns.
The man, whose identity was not disclosed, said he invested N20,000 in Fidelity Bank about 18 years ago but paid little attention to the investment afterward. For almost two decades, the shares remained out of his mind until recent developments in the Nigerian capital market prompted him to revisit the forgotten investment.
According to his account, hearing reports about Aliko Dangote selling shares sparked his curiosity and encouraged him to find out what had become of his own investment.
What he discovered, however, reportedly left him stunned.
Instead of finding a substantial increase in the value of his original investment, he said he was informed that the shares had yielded only N5,332 after 18 years.
The investor expressed regret over leaving the money in the investment for so long, joking that he might have been better off using the funds to acquire land at the time.
He narrated his experience in a post:
"I bought shares worth N20,000 in Fidelity Bank 18 years ago and never checked how much I had made. But after hearing about Dangote selling shares, I decided to finally check my investment in September 2026 when i heard Dangote is selling shares.
To my surprise, I was told the shares had only given me a total of N5,332 after 18 years." 😆 🤣
The story has generated interest because of the length of time involved and the man's expectation that an investment held for nearly two decades would have produced a much larger return.
However, the figure he mentioned should not automatically be interpreted as the complete current value of his shareholding without additional information about the number of shares purchased, subsequent corporate actions, dividends received, share price movements, and whether the N5,332 represents dividends, profit, or the total value of the investment.
The experience also highlights the importance of investors keeping track of their holdings rather than leaving them unattended for years. Share investments can be affected by market prices, dividends, bonus issues, rights issues, stock splits, corporate restructuring and other events that may change the eventual value of an investment.
For the man, though, the lesson appears to have arrived with a mixture of surprise and humour. After forgetting about his N20,000 investment for 18 years, checking it in 2026 reportedly brought back memories of what else the money could have been used for.
His comparison with land has also added a humorous twist to the story, particularly because Nigerian real estate prices have changed considerably over the years.
The incident serves as a reminder that investing money is only one part of the process. Keeping records, monitoring investments periodically and understanding how returns are generated can be equally important.
For now, the man's story has become an amusing tale of an investment forgotten for almost two decades and a financial check that produced a result he clearly did not expect.

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