Love, Blood, and the Lekki Ghost: Is "LAST CARD" the Ultimate Nollywood Betrayal Thriller?
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Rating: 3.5/5 Stars
Looking for a deep review into the latest Nollywood thrillers?
Read our comprehensive review of "LAST CARD" (2026). Featuring Chidi Dike and Lilian Afegbai, this movie explores love, betrayal, and the dark side of Lagos glamour. Is it worth the watch? Find out in this breakdown of the plot, cinematography, and shocking ending.
The Nollywood "Lekki- Lagos" sub-genre has undergone a massive transformation. We’ve moved past the era of jagged editing and "Part 1 to 4" epics into a more polished, aesthetic-driven era where the houses are whiter, the cars are faster, and the betrayals are more clinical. In LAST CARD (2026), director and producer try to navigate the thin line between a classic family melodrama and a gritty crime thriller. Starring the internet’s favorite leading man, Chidi Dike, alongside the formidable Lilian Afegbai and Genevieve Edwin, this film attempts to play a winning hand in a deck full of tropes. But does it hold an Ace, or is it just bluffing?
The Opening Gambit: A Story of Return and Resistance
The film opens with a familiar hook: the "Returnee." Michael (Chidi Dike) arrives from Canada, bringing with him the soft-spoken, slightly naive aura of someone who has been away from the "Gidi" hustle for too long. He is welcomed by his sister, Essie (Lilian Afegbai), whose protective nature quickly veers into the territory of obsession.
The narrative engine ignites when Michael falls for Tonia (Genevieve Edwin), Essie’s best friend. In the world of Nollywood, "best friends" are often the most dangerous characters, and LAST CARD leans heavily into this. The chemistry between Chidi Dike and Genevieve Edwin is palpable—it’s sweet, almost too perfect, which, for a seasoned Nollywood viewer, is the first red flag.
Cinematography: Glossy Aesthetics vs. Narrative Depth
Visually, LAST CARD is a testament to how far Nollywood’s "YouTube Era" production quality has come. The camera work utilizes a lot of high-key lighting, making the Lagos interiors pop with a luxury glow. The framing in the early romantic scenes between Michael and Tonia uses tight close-ups to establish intimacy, a choice that pays off when the emotional stakes rise.
However, the film occasionally falls into the "TV-style" trap—static wide shots during long dialogue scenes that feel a bit like a soap opera. While the color grading is vibrant, there are moments where the night shoots feel slightly under-lit, losing the sharpness that the daytime scenes boast. That said, the visual transition from the soft, romantic hues of the first act to the cold, starker tones of the final crime-laden act is a subtle but effective piece of visual storytelling.
Sound Design: A Mixed Bag of Hits and Hisses
Sound remains the final frontier for many Nollywood productions. In LAST CARD, the dialogue is generally crisp—a relief given how much of the plot relies on whispered secrets and heated arguments. The musical score is heavy on emotive piano ballads during the "Canada-returnee" romance beats, which effectively guides the audience’s feelings.
The critique, however, lies in the ambient sound mixing. There are scenes in public spaces where the background hiss or the "room tone" shifts noticeably between cuts. On the plus side, the use of silence in the final discovery scene is masterfully handled, allowing the gravity of the tragedy to sit with the viewer without the crutch of a melodramatic violin.
The "Sister-in-Law from Hell": Character Analysis
Lilian Afegbai (Essie): Lilian delivers a performance rooted in "The Gatekeeper" trope. She plays Essie with a simmering intensity. You can’t quite tell if she’s protecting Michael because she loves him, or because she wants to control him. Her portrayal of a woman burdened by her own secrets—specifically her inability to conceive—adds a layer of tragedy to her villainy.
Chidi Dike (Michael): Chidi continues to solidify his spot as Nollywood’s go-to "Golden Boy." He plays Michael with a vulnerability that makes his eventual heartbreak feel earned. His delivery of Pidgin-inflected English is natural, bridging the gap between his "diaspora" character and his local roots.
Genevieve Edwin (Tonia/TA): Tonia is the most complex character in the deck. Genevieve has the difficult task of playing a woman who is simultaneously a victim of her past and a perpetrator in her present. Her confession scene about her university days—where she was forced to "trade" for grades—is one of the most grounded and socially relevant moments in the film.
Plot Logic and the "Nollywood Tropes"
The film grapples with some overused tropes: the "Sugar Daddy/Malik" figure, the "Best Friend Betrayal," and the "Secret Past." While these are staples of the genre, LAST CARD tries to subvert them by making the "villain" (Essie) somewhat justified. She knows Tonia is bad news. This creates a moral gray area: Is it okay to do the wrong thing (sabotage a relationship) for the right reason (protecting your brother)?
The plot hole that lingers is the "Malik" subplot. The sudden shift from a domestic drama to a high-stakes murder mystery feels a bit jarring. The transition could have been smoothed out with more "Easter eggs" regarding Tonia’s debt earlier in the film, rather than the heavy exposition dump we get toward the end.
Costume and Production Design: Dressing the Part
The costume department deserves a shout-out for using wardrobe as a storytelling tool. Essie is always draped in structured, "boss lady" outfits—blazers and sharp weaves—signifying her need for control. Tonia, conversely, moves from soft, floral "wife material" dresses in Michael’s presence to more daring, high-glamour outfits when her past life catches up with her. These visual cues help the audience track the characters' internal shifts without a single line of dialogue.
The Climax: A Heartbreaking Turn of Events
The final act of LAST CARD is where the "Card" is finally played. The murder of Tonia is handled with a level of somberness that avoids the usual "over-the-top" mourning scenes found in older Nollywood films. Michael’s reaction isn't just one of grief, but of profound disillusionment.
The revelation that Essie wasn't the killer—but rather a victim of her own bitterness—is a poignant touch. However, the police investigation feels a bit "deus ex machina." The CCTV footage conveniently solving everything in five minutes is a classic Nollywood shortcut that robs the audience of a more intellectual "whodunnit" experience.
Thematic Depth: Social Commentary on the "Lust for Luxury"
Beyond the romance, LAST CARD is a scathing critique of the "Fast Life" in Lagos. It explores the transactional nature of relationships and the ghosts that follow those who try to "rebrand" without settling their past debts. It also touches on the pressure placed on Nigerian men returning from the diaspora to be the "saviors" of their families, often at the expense of their own happiness.
My Verdict: A Winning Hand or a Fold?
LAST CARD is a solid, engaging watch that succeeds because of its strong casting and emotional core. It doesn't reinvent the wheel, but it oils it well. It’s a film about the consequences of the choices we make in our youth and the toxicity of "sibling protection" gone wrong.
While the pacing in the middle drags slightly with repetitive arguments between Essie and Tonia, the payoff is strong enough to keep you until the credits roll. It is a cautionary tale wrapped in a glossy Lekki wrapper.
Who should watch this film? If you’re a fan of Chidi Dike’s romantic "lover boy" energy but want a plot with more teeth and a darker ending, this is for you. It’s also a great pick for a "Girls' Night In" movie—providing plenty of fodder for debates about loyalty, friendship, and whether "once a runs-girl, always a runs-girl" is a fair societal judgment.
The Final Word: LAST CARD proves that in the game of life and love, the person holding the cards isn't always the one who wins the game. Sometimes, the only way to win is to leave the table entirely.
Call to Action: Have you watched LAST CARD yet? Do you think Essie was right to try and protect her brother, or was she just a bitter meddler? Drop your comments below and let's argue! Don't forget to share this review with your fellow Nollywood lovers!
Watch "LAST CARD" on Movie City HQ YouTube Channel.
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